Bmw Lease Calculator
Novated Lease- Most Sought After By Employers And Employees
A novated lease is a kind of automobile lease wi 00004000 despread in Australia that allocates a company to lease a motor vehicle, in support of, any member of the staff, with the accountability for the lease lying with the employee and the lease expenses being made from the employee's pre-tax wages.
In Australia, a novated lease is usually a three way contract ("novation contract") connecting an employer, worker and lease company, under which the employee leases a motor vehicle from the lease company, and employer is in agreement to undertake the employee's commitments under the lease.
There are three major sorts of novated lease: a novated finance lease, where only the vehicle is leased, a fully maintained novated lease, where the vehicle and its operating expenses are absorbed into the lease, and a fully maintained novated operating lease, where the vehicle and its operational expenditures are enclosed into the lease, and the outstanding value risk is assumed by the lesser.
Frequently Asked Questions
QUESTION:
2007 BMW 328xi Lease Question?
My husband and I are looking at leasing a BMW 328xi, MSRP of 40,270 the first offer presented was 3 a month total of k down (5k includes tax, title, license) 36 months, 15k per year. 61% residual and supposedly a 5.5% rate (they wouldn't tell me the money factor). I couldn't make the numbers work on a lease calculator, so I told them this and they quickly went down to 6 month still k down. Told them that was more than I wanted to pay and made the cardnial mistake of saying I was looking for a payment of 0 but would pay 0. Next day I get an email they will take 9 mo - negotiated MSRP ,770. My calculations were the price should be 5 mo so I emailed back that offer. They didn't bite, so I played the waiting game for about 5 days. Yesterday I received an email from him offering me a 27 month lease 15k same car 50 down 7 a month, 71% residual. Could anyone give me their thoughts on this lease?ANSWER:
My opinion is that you can get a better deal. You can correct your earlier mistake by showing that you did your homework. I found this article that lists a number of questions you should ask. I think it could help you.http://financialbasics.blogspot.com/2006/12/new-car-leasing-what-to-ask.html
The more educated and confident you look, the less they will mess with you. I know from experience
QUESTION:
bad credit question. car loan and car sales people please answer?
okay. here is the deal. i, like many others, got crushed when the US housing bubble burst a few years ago. i filed chapter 7 bankruptcy 4 years ago. since then i have restarted my life with a new job and pay my bills and make more than i did before. but my credit is still screwed for another 6 years or so. that is the background. now here is the question. can i get a car loan with this scenario: i want to get a mini cooper S. 2011. it is roughly 25,000. mini, which is owned by bmw, does an interesting financing (i think it's called motorist choice) where i pay the first 3 years similar to lease payments and then you get a normal car loan to cover the substantially lowered (because of 3 years of payments) remainder cost. now i have like ,000 in cash. using their payment calculator thing it says with putting the max of ,500 down i will pay like a month for 3 years. this would give me tons of time to save enough to just pay cash for the remainder loan at the end of 3 years if i want to do that or just get a traditional loan for the remainder. so is it likely that i can get approved for this loan? i will be covering most of the amount so it seems pretty low risk for the loan company right? or do the factor in the plan of having to get a traditional loan in 3 years?also, i drive my cars for a long time (current car has been since 2000). so please don't tell me that this is a bad idea to possibly pay on a loan for 7 years if i don't pay it off at the end and get a normal 4 year loan to pay it. i would love a mini sales rep or bmw sales rep to answer that has experience with bmw finance. if this is a completely dumb and they will never approve the loan i would like to know now before i get laughed out of the dealership. thank you so much for taking the time to answer this.
ANSWER:
Bmw Finance Calculator
Work out the equity you can get from your property with an equity release calculator
Equity release is a great way to unlock some of the value in your home, so that you can enjoy life to the full. Many providers of these services offer what is known as an 'equity release calculator', which can help you to find out just how much money you could be able to free up. The following article explains what equity release is and how these equity release calculators work.
What is equity release?
First of all, it is important to establish what exactly equity release and how it works. In simple terms, equity release is a way of freeing up some of the cash which is locked in your home. Equity release comes in two forms, namely lifetime mortgages and home reversion. Lifetime mortgages involve taking out a secured loan on your property, while home reversion plans are for those wanting to sell part of their property.
Frequently Asked Questions
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Bmw Car Auctions
Understanding Japanese Car Auction Inspection Reports
Car auctions in Japan are a great way for car importers around the world to source good quality, low mileage cars and other used vehicles at great prices.
However, in order to make the most of the opportunities these Japanese car auctions give you as a car dealer, you have to make sure that you understand the car inspection reports. As a well-informed buyer, you can make sure you sift out the gold and avoid costly mistakes.
In this article, we will look together at who makes these auction inspection reports and what you can find in them.
If you are at at serious about buying cars from car auctions in Japan, you need to read on.
Quick Primer: What are these Japanese Car Auctions?
There are about 86 different auction locations in Japan. A typical day will see anything from about 7,000 to over 40,000 used cars and other vehicles sold at these auctions all around the country.
A good Japanese car exporter will give his customers access to all these auctions through an online system. You may be a continent or two away from Japan, and yet sit down in front of your computer and tap right into this huge selection of RHD and LHD cars right away.
Enter a bid at the click of a mouse, and let the car exporter in Japan handle the rest. A few weeks later the car will be arriving at the port for you to pick up.
Used Car Inspections at Japanese Car Auctions
Car auctions in Japan employ seasoned mechanics to inspect all the vehicles they sell. These inspectors work on site in the case of most auctions, or off site at car dealerships in the exceptional case of Aucnet.
The auction inspection covers every aspect of the car, from mechanical areas and chassis, to the exterior and interior condition. The car auction inspectors are thorough in their approach, with the only caveats being that they do not drive the car at any more than parking lot speeds, and obviously they cannot dismantle the vehicle to check out really hard-to-reach places.
The Auction Inspector's Report
The car auction inspector write his notes on the o-kushon hyo (auction sheet). He will use a combination of scoring systems, written descriptions and a diagram of the exterior to give readers a good idea of the condition of the used car.
Overall Auction Grade
Car auctions in Japan assign an overall grade to each of the cars entered in the weekly auction.
I do not recommend that you rely solely on this grade when you consider whether to enter a bid or not. You will need to check the other detailed information that the inspector has written on the auction sheet as well.
Frequently Asked Questions
QUESTION:
will i find a BMW M6 in a car auctions?
in car auctions will i find a bmw m6 under 20,000$ANSWER:
Maybe. Will it be in good condition? Probably not. Will it have hidden compartments because it was a drug dealer's car? Also, probably.
QUESTION:
What are the pros and cons of car Auctions?
Do I have a chance to get nice cars like BMW so cheap there, if I'm lucky?ANSWER:
Pros: Cheap prices , good selection.Cons: You don't know what you are getting. Often the cars are repos that have been bashed or stolen or not maintained.
QUESTION:
Whats the deal with government car auctions?
well i looked at the government car auctions online at www.seizedcars.com , and i dont get it . like can you really buy a 2003 bmw for like 00 ? are these prices actually acurate . i just dont get it . help . lolANSWER:
While getting good buys at government auctions is quite possible, paying ,000 for an '03 BMW isn't something you can expect. It's very likely this vehicle has a salvaged title. Savings at auctions are more typically in the 10% to 40% range depending on demand.
QUESTION:
Is there a website for the Car auctions in Germany?
I will go to Germany and want to buy a used BMW or Mercedes from there,
But I want to search the web for prices and available cars before I go there.ANSWER:
Here are the most well known auction webpages:www.autoscout24.de
www.mobile.deThere are also cars on eBay, but I think it´s better to search on the other sites.
QUESTION:
VERY GOOD Maryland & DC car auctions?
I had a friend who had gotten a very nice 2007 BMW at a DC car auction. You know where they sale them drug dealers. But I am not sure of where any hard she is hard to contact. And the car auctions I have seen so far are on saturdays I don't have that day off. Does any one know any GOOD car auctions like that where I can go on the weekday in the DC, Maryland area. Any address or auction name would be nice or any other info.Thank you
In all truth looking for a good Honda accord at an auction. But any car will do.
Oh, one more thing also where not a lot of people go or would go.ANSWER:
there is an annual exotic car show.
Bmw Canada Service
Wholesale Shoes Distributors In Canada & Usa
The business of shoes is lucrative, provided you find the right wholesale distributor who can back you up with a strong supply line and can help you met the trend. The shoe business works on trends and what is in today, may not be in tomorrow. Your distributor should not just provide you with the stock, but he should also provide you with stock that sells. Most retailers try and get their shoes from several shoes distributors Canada or from shoes wholesaler USA.
Online catalogues - A prerequisite
Before you make the decision to buy, you must know what you are buying. It would be a lot easier if the wholesale shoes Canada you are deciding to buy has been displayed some where. Interacting with the distributor online is easier for you and saves a lot of time. Some distributors also provide you with the option of a cart system or some kind of ordering system. This way you can place an order online itself. If however you propose to request for a quote with a request also for a discount, then you can do so. Such a facility is always provided on the catalog of a good exporter.
The price factor
A shoes wholesaler USA is supposed to give you shoes at a discounted price, so that you can sell them at a higher price to make a marginal profit. Since you can order in large quantities, you are entitled to a hefty discount. A good wholesaler can offer you a hefty discount because his business is big enough to sustain it.
Timely delivery
A good shoes distributors Canada will ensure that you get your stock on time, without any damage. You don't have to make repeated calls and get frustrated over a delayed shipment. This is the hallmark of a good distributor.
"Carib Indian Export is a leading wholesale supply company based in Trinidad & Tobago with having satellite offices in Canada and India, giving strategic access to niche markets for products and services that are in high demand. Carib Indian Export is a leading wholesale supplier of foot Wear & Shoes, Uniforms & Accessories, Textiles, Fashion Accessories, Home items, Garments"
Frequently Asked Questions
QUESTION:
[FINAL, 2009] BMW 328xi Coupe vs Lexus IS250 AWD?
So from a question I've posted earlier, I've eliminated the G37x and A4 Quattro. Now it's down to the BMW 328xi Coupe or the Lexus IS250 AWD. I really can't choose anymore, because both have their own pros and cons, and right now it is a very hard decision. Here are some points that I know for myself, hope you guys can give some advices as well. Please don't just say "Get the bimmer!" or "Lexus ftw!", I'd appreciate it if you guys can give some reasons on why choose this one over the other. Thanks in advance!So far these are what I've discovered...
- I'm getting a pretty sweet deal on both, so price isn't problem
- xDrive is superior to the AWD system from Lexus, especially in terms of handling in winter conditions (I live in Canada, so this matters)
- Lexus isn't as much of a gas killer as the BMW, save more money?
- Lexus is the most reliable brand, and has world #1 service
- BMW is technically the best car brand there is (as opposed to Mercedes-Benz which started to decline after being bought off by Chrysler)
- the Lexus comes with more features as standard than the BMW
- Lexus' backseats cannot be folded down, whereas BMW can (more cargo space)
- BMW doesn't need a spare tire (run flat tire) and hence even more cargo space
- I'll be ballin' in a BMW coupeRight now I'm fine with either one, but I guess I'm mainly depending on which one I can get a better deal from. Obviously I'm expecting a cheaper deal from Lexus but if the BMW is worth that extra bucks, then I'd still choose it.
ANSWER:
These are both great cars. I am a BMW fan myself and would probably go with it. It may be more expensive but they are the ultimate driving machine The 3 series also just had a redesign where as the lexus's body has been around without a refresh for a while. The bmw has more unique features such as the runflats you mentioned. I have heard nothing but good things about the xDrive system. In my opinion if the financial standpoint can be worked out, without a doubt go bimmer.
QUESTION:
Can I sue a used car dealer that said the car was in manfact warranty after bringing it to Canada from the US?
I bought an US BWM from a Canadian dealer; they said that all the documentation to register the car was completed as well as the Canadian conversion, and they also charged me a fee for all this. They also said the car was under manufacturer warranty till 80,000 kms.The car has 60,000 kms right now so I took it to the BMW dealer to get a light fixed and they found out that this car was not properly converted to a Canadian car and that I will need to change the dash and some other stuff so that the warranty is valid in Canada. Whatever they need to do to the car is going to cost $ 3000.
The dealer seems to have no idea of what I'm talking about and said they will have to research but they think they cant do anything about it, they just told me that the service rep was trying to get more commission. However I called the customer service at BMW and indeed all the changes to the car are necessary to get the warranty.
Should I sue the dealer for selling me car that was under manufacturer warranty but it wasn't?
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QUESTION:
Which automotive company would be best to apprentice with?
I am in the midst of trying to get an apprenticeship as an Automotive Service Technician in Alberta, Canada, and I would like to specialize in a particular brand of vehicle. So far I am considering BMW or perhaps Mercedes-Benz. However, I would be willing to apprentice with another make if it was worth it. Which company would be best to work for and provide the most opportunities? Please don't post hyper-biased opinions, but answers based on empirical evidence and experience would be best. Thank you!ANSWER:
I apprenticed in a multi line dealer in the early 80's I went to a Junior college and went threw there automotive program. I was lucky to have the best around the corner. Today I believe its a bit harder.I am a service writer manager at a dealership now. Here in silicon valley its who you know. I know BMW had a program with different Tech training facility's (trade school) that sounded excellent apparently gettin in the program and doing well will get you a job. Starting at a quality service dept will help you to be a quality tech. A real apprentice ship takes approx 4 years and includes going threw a formal training . Good luck.
QUESTION:
Can I succesfuly bring BMW to court?
The start of my vacation the battery died in my BMW and I could not start it. I called roadside assistance for a tow to the dealership. I was put through to several different reps all of which were un helpful and said to work it out with the dealership. I was on my way to pick up two other people and catch a flight. I needed to go!! Instead the service manager at the dealership refused to give a courtesy car because I was going to be gone on vacation for a week, refused to provide rental car refused to shuttle us to the airport from canada to US. They left us to fend for our self. I was on the the phone for 2.5 hours with bmw and all I received was a runaround. As a result I had to pay to rent a vehicle for a week (which sat parked at the airport the whole time), we missed our flights and 2 had to be repurchased and had to pay to stay in a hotel overnight since we missed our flight. all together it is several thousand dollars in expenses that I had to pay.BMW neglected to provide assistance and make sure we were taken care of. They have a so called trip interruption insurance which Submitted claims to and it was denied because I wasn't 100 miles from home.
Long story short is that I want to know how I can successfully get BMW to reimburse me for the expenses I incurred as a result of BMW refusing to help.
ANSWER:
It would not be BMW but rather the dealership (most are franchises). You could have returned the car at the airport, so I don't think that's going to be reimbursable. You could try to sue them in small claims court for the other actual expenses.
QUESTION:
BMW 320 / 328i running costs high?
I keep hearing that running costs / maintenance costs are high when it comes to BMW. But no one specifically compares it with any car so that I could get a clear idea. I could assume that the high costs are due to the services that NEEDS to be done at BMW itself. Is this correct?If possible can anyone give me a comparison ?
I am interested in buying a used 2000 - 320 or 328i
I am from Canada, if that helps.
ANSWER:
I have a 1996 328iC. It is not expensive to keep on the road. It has 147,000 miles on it. I don't use a BMW dealer. There are lots of independent BMW service places. Some are expensive, but some are great value. Talk to other owners in your area, and you'll find out who provides the best service at the best price. The 328 is a great engine, better to go with the 328 than the 320.
Buy Bmw Wheels
Buffing Your Aluminum Wheel
Buffing is the smoothing and brightening of a surface by an abrasive compound pressed against it by a soft wheel or belt. It brings out the actual full brilliance of metals like Aluminum.
Buffing Aluminum is making the rough surface smooth. There are as many steps in buffing an Aluminum wheel as there are in polishing a car - rinse, wash, dry, wax and buff. It requires careful planning as well as concentration to achieve the lustrous metal polish.
If the wheel is in excellent condition then rinse and wash may be the only steps required but if the wheel is in a weathered condition we can put the buffing machine to use. To get the mirror finish on these much used wheel, we need to use buffer polishers and buffing machines extensively.
Strip the wheel
The first step in buffer polishing is to strip the wheel of any paint, rust or plating after we clean and rinse the grime and dirt with soap and water. We can use any stripper for the purpose though Eastwood paint strippers have been found to give the best results.
Spraying stripper and rubbing with steel wool is ideal to get the maximum benefit. The first application of the stripper may not yield the metal polish effect and stripping may need to be repeated until we get the expected finish. Once the surface is stripped clean we can wash the stripped area with clean water and non abrasive pad.
If the wheel is not painted or plated the above process is not required. We can pre finish Aluminum with emery/sand paper or compounds and progress to use of buffers/buffer polishers.
We can use a series of compounds in the buffing of Aluminum. Often metal polish and buffer polishers are used interchangeably. The grit of the buffer compound can be decided depending on the roughness of the metal in question. We can start from a 400 grit and reach 2000 grit to get the desired effect. Rough surfaces dissipate light and smoother surfaces reflect light.
We need to view the metal from many angles while using buffing machines to ensure a regular metal polish. Working at a 90degree angle, we can achieve the mirror finish by using a smoother grit buffer compound with every buff.
The buffer polisher process is complete when as many of the flaws have been removed as the combination of buffer polishers, metal polish, and compounds provide. When imperfections have been removed, we proceed to color buffing to bring out the high luster of the metal.
Precautions to be taken while using buffers/ buffer polishers/ buffing machines
Dismount the wheels from tyres (should be tires)
Most paint strippers are toxic and may cause irritation and require attention
Use proper safety equipment such as dust mask, gloves and goggles while stripping
Wear suitable eye protection while using buffer machines
Follow safety precautions given with the buffer products
Buff only at room temperatures as frictional heat makes compounds melt
Greaseless compounds dry out; seal in air tight plastic freezer bags
Buffer machines operate at over 2000 rpm and could potentially throw off bits of cloth and compound.
Frequently Asked Questions
QUESTION:
Can I buy a brand new car (BMW) without buying the wheels?
I plan to buy custom wheels for it.ANSWER:
NO! When you buy a vehicle, any vehicle, it has to be road worthy right off the show room floor. You can buy the car, then take the car to a tire and wheel shop and sell the tires and wheels to the shop. Personally, having an extra set of wheels and tires for winter use is a smart way to go, unless you live somewhere that doesn't have inclement weather in the winter, like SanDiego, CA. You can also sell the wheels and tires on Craigslist and put that money towards the purchase of the new ones.
QUESTION:
A good website to buy rims/wheels for my bmw 5 series?
i have a 2008 BMW 528i (e60) . Im looking to buy rims/wheels for a good price, preferably under 0 for each one. Prefered size is 17".ANSWER:
Try tirerack.com Easy site to navigate. You can search in products, wheels, enter BMW. Great pricing, delivery, and customer service.
QUESTION:
Is there a way to get 20in chrome BMW wheels for my 745 from any place other than a deaership?
I recently purchased a 745Li. Love the car. To spice it up, I bought after market wheels. They''ve been more trouble than thery're worth, so I'm goiong to sell them over the winter. Next spring, I'm looking to buy the wheels specifically made for BMW. But the only place I've ever seen any way to get a set is at a dealership. Needless to say, the asking price is WAY abouve any 20 inch wheels I've seen.ANSWER:
you get what you pay for in any aftermarket rims. cheap rims will be worped out of the box or won't be as cool on your car as in your head.
look on ebay for some good deals. dont go cheap. you have enough money to buy a 745Li
so you should have enough to buy quality rims. good luck!
QUESTION:
i need to buy new wheels for my bmw 328xi?
anyone know of a good website that sells wheels fairly cheap. I need a star spoke 157 225/45/17. Thank youANSWER:
You can try parts.com. They are a network of dealers that sell online usually at cost + 15%. Those wheels would cost you about 0 each on there.
QUESTION:
Will BMW wheel center cap fit on Fittipaldi Force wheels?
Hi, my 2002 BMW 325i came with Fittipaldi Force wheels. Two of the wheel center caps have fallen off (left-front and left-rear)......i wanted to buy BMW logo center caps and replace the other two also with a new set of 4 BMW logo center caps.....my question is, will they (BMW caps) fit on the Fittipaldi wheels? thanks in advance.ANSWER:
im sure if they don't you can make them with a little dremmel tool or something like that